billions.

I’m sure a lot of you have heard about this week’s all-time-high lottery prize: a not-too-shabby 1.6 BILLION dollars. A number I have a hard time envisioning. Heck, I have a hard time envisioning a million. (Anyone else remember the game show Who Wants To Be a Millionaire?!) Obviously, with the cash option and all the taxes it would be a lot less, but a lot less than a billion is still a whole lot of money.

For some reason, every time I buy a lottery ticket, I’m thoroughly convinced I’m going to win. Like so what if I have a 0.0000000000000000000001 percent chance of winning? The prize is mine. I guess that’s what makes people come back to try their luck once more. The “I’m special” mentality.

I know this is probably the most cliched topic ever, but I never tire from discussing what I’d do if I won the lottery. They say that people who win the lottery end up having more problems than when they started. I can understand that, because when money comes so easily, it goes just as effortlessly. And working hard just seems so unnecessary. And then, on the more spiritual side, getting all our rewards in this life seems to leave too little for the next.

Someone I’m close to knows a person who won the lottery. This woman almost divorced her husband and ended up living a life that might as well have been titled “the series of unfortunate events”. She said that every year, all the winners of the lottery get together for a party (usually on an extravagant yacht or something) to tell each other how the lottery had completely ruined their lives. Now I know what you’re thinking. I accept the challenge! I can win the lottery right! And though that’s kinda how I feel, there’s still a part of me that doesn’t want to win. Because I don’t know if I am strong enough to not be affected by the money.

I may always have a love-hate relationship with money, but nevertheless, here is a list of what I would do if I won the lottery.

  1. Change all our phone numbers, potentially move, and/or join the witness protection program so if/when people find out, we won’t be hounded down for money
  2. 10% goes towards tzedaka (charity) right away (and then huge chunks go towards tzedaka every year after)
    1. First to my family and friends (specifically the ones I feel could benefit from it the most)
    2. To organizations I care about
    3. To creating my own nonprofit so that I can help the world out in some small way; especially by creating jobs for others so they can support themselves and their families
    4. Once everything below has been allocated for, if there’s any amount left over, I’d put said money in an untouchable fund that just grows larger and larger and when Dovid and I pass, goes to tzedaka.
  3. A nice bit goes to paying off all my various debts.
  4. Hiring a financial team who’d be able to direct me as to how best to invest for the best possible ROI
  5. Investing a ton in stocks, bonds, real estate, etc
  6. Applying for the best possible healthcare option and getting Matis all the therapies necessary to ensure he has the highest chance to succeed in life
  7. Buying a second car for me so Dovid and I don’t have to share one anymore
  8. Setting up a fund for retirement and funeral costs for me and Dovid (morbid, I know.)
  9. Setting up a fund for Matis (and any other future children?)
  10. Buying a house (or 3) in Israel for me and my parents
  11. Frequent trips to Israel
  12. Hiring a staff/team of people to do the things I don’t want to spend my life doing (cleaning, cooking, etc)
  13. Buying Dovid some of the luxurious things he’s been dreaming about (a jet, a crazy expensive watch, etc)
  14. Investing in myself (spa and beauty stuff for the ultimate me time)
  15. Splurging on some fun home decor, clothes and accessories
  16. Taking some fun classes to learn new things
  17. Traveling the world with family and friends to experience new and exciting places and people
  18. Becoming the best gift giver known to man (literally the number one reason I want to win the lottery)
  19. Flying to outer space (with Elon Musk perhaps?)
  20. Having the financial stability and freedom to spend my time with the people who matter most to me. So that I can live my life and not just survive it.

I’d love to know what you guys would do if you won the lottery. Please let me know in the comments below.

See ya’ll on the flip side.

xoxo,

Nehama

 

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